BHA FPX 4003 Assessment 1 The Affordable Care Act and Beyond

Student Name

Capella University

BHA-FPX4003 Present and Future State Developments within the United States Health Care System

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Date

Introduction

This paper utilizes Summon and other online research tools to explore and discuss the impacts and repercussions of the Affordable Care Act (ACA) on health insurance coverage in the United States, alongside contemporary alterations in healthcare. Additionally, it analyzes the American Rescue Plan and its resulting impacts or advantages.

Sources Addressing the Affordable Care Act

• Read the Affordable Care Act, Health Care Law. (2010). HealthCare.Gov. Retrieved from https://www.healthcare.gov/where-can-i-read-the-affordable-care-act/
• Galan, R. N. N. (2020, September 18). The Affordable Care Act: An update. Retrieved from https://www.medicalnewstoday.com/articles/247287
• Lau, J. S., Adams, S. H., Park, M. J., Boscardin, W. J., & Irwin, C. E. (2014). Improvement in preventive care of young adults after the affordable care act: The affordable care act is helping. JAMA Pediatrics. https://doi.org/10.1001/jamapediatrics.2014.1691

Sources Addressing the American Rescue Plan Act (2021)

• Adashi, E. Y., & Cohen, I. G. (2021). The American Rescue Plan Act of 2021: A historic if transitory expansion of the ACA. JAMA : The Journal of the American Medical Association, 326(1), 27-28. https://doi.org/10.1001/jama.2021.8389

BHA FPX 4003 Assessment 1 The Affordable Care Act and Beyond

• Goldowitz, I. (2021). The multiemployer pension rescue under the American Rescue Plan Act of 2021: Taxpayer dollars well spent. Journal of Pension Benefits, 29(1), 27-33. Retrieved from http://library.capella.edu/login?qurl=https%3A%2F%2Fwww.proquest.com%2Fscholarly-journals%2Fmultiemployer-pension-rescue-under-american-plan%2Fdocview%2F2629425455%2Fse-2%3Faccountid%3D27965
• Gardner, R., & Welch, J. (2021). The American Rescue Plan Act is loaded with tax planning opportunities for 2020 and 2021. Journal of Financial Planning, 34(4), 60-64. http://library.capella.edu/login?qurl=https%3A%2F%2Fwww.proquest.com%2Fadejournals%2Famerican-rescue-plan-act-is-loaded-with-tax%2Fdocview%2F2550694646%2Fse-2%3Faccountid%3D27965

Impacts of the ACA and the American Rescue Plan Act (2021) on the U.S. Health Care Ecosystem

Affordable Care Act Overview

Before the ACA, healthcare coverage in the U.S. was minimal, leading to a significant decline in healthcare accessibility and quality. The ACA aimed to provide health insurance to U.S. residents at affordable rates and enhance healthcare quality. It prohibited insurance providers from denying coverage based on pre-existing conditions and regulated insurance costs.

The American Rescue Plan Act (2021) Overview

The ARPA was designed to provide tax relief and funds to various sectors, primarily focusing on providing stimulus payments and tax credits to alleviate financial hardships resulting from the COVID-19 pandemic. It extended benefits such as stimulus payments and child tax credits to eligible residents, aiming to support the U.S. economy and households.

Impact on the U.S. Health Care Ecosystem

The ACA and the American Rescue Act (2021) share the goal of providing relief to the U.S. population. While the ACA aimed to enhance healthcare quality, the ARPA focused on aiding individuals in financial distress. Present impacts of the ACA include improved healthcare quality and access for over a million U.S. residents, albeit challenges remain, such as affordability and government funding concerns. The ARPA has immediate impacts such as increased taxes and heightened healthcare utilization, with potential future implications including higher taxes for working Americans and risks to Medicare and Medicaid coverage due to funding shortages.

Conclusion

Research into U.S. healthcare reforms over the past decade, particularly the ACA, reveals a trend towards improved healthcare accessibility and quality. Both the ACA and ARPA have provided benefits that contribute to healthcare advancement in the U.S., although challenges persist.

References

Adashi, E. Y., & Cohen, I. G. (2021). The American Rescue Plan Act of 2021: A historic if transitory expansion of the ACA. JAMA : The Journal of the American Medical Association, 326(1), 27-28. https://doi.org/10.1001/jama.2021.8389

Galan, R. N. N. (2020, September 18). The Affordable Care Act: An update. Retrieved from https://www.medicalnewstoday.com/articles/247287

Gardner, R., & Welch, J. (2021). The American Rescue Plan Act is loaded with tax planning opportunities for 2020 and 2021. Journal of Financial Planning, 34(4), 60-64. http://library.capella.edu/login?qurl=https%3A%2F%2Fwww.proquest.com%2Fadejournals%2Famerican-rescue-plan-act-is-loaded-with-tax%2Fdocview%2F2550694646%2Fse-2%3Faccountid%3D27965

Goldowitz, I. (2021). The multiemployer pension rescue under the American Rescue Plan Act of 2021: Taxpayer dollars well spent. Journal of Pension Benefits, 29(1), 27-33. Retrieved from [http://library.capella.edu/login?qurl

BHA FPX 4003 Assessment 1 The Affordable Care Act and Beyond

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